About Habitat's Terwilliger Center
Building more equitable housing markets through innovation
The challenge
Despite burgeoning demand for affordable housing, low-income families around the world are largely underserved by housing markets. Shut out by the income requirements of the mortgage sector and unable to afford high-quality building materials and services, they build their homes incrementally, often with poor advice and substandard materials. While philanthropic efforts may help alleviate the pressing housing needs of some, McKinsey estimates that it will require an estimated US$16 trillion to close the affordable housing deficit, 80 percent of which must come from the private sector.
The opportunity
There is tremendous untapped potential – within both the demand and supply sides of housing markets – that if addressed could substantially improve housing availability and quality for low-income households. Through the Terwilliger Center for Innovation in Shelter, Habitat for Humanity works in some of the most pivotal yet uncharted intervention points in housing markets piloting new approaches and making a business case where none exists.
Our approach
Through 250+ partnerships – with financial institutions, material manufacturers, retailers, academic and vocational institutes, design firms, media companies and civil society organizations – the Terwilliger Center is working to build more inclusive housing markets that better address the needs of low-income families.
Our program areas:
- Housing Finance Systems.
- Housing Technology and Entrepreneurship.
- Construction Decisions and Practices.
Our impact
Formally launched at UN-Habitat’s historic Habitat III conference in October 2016, the Terwilliger Center consolidates more than a decade of Habitat’s experience in housing innovation, finance and market systems development. Through the Terwilliger Center, Habitat for Humanity has:
- Helped over 45.2 million people access improved housing through market systems approaches.
- Unlocked US$10.1 billion in affordable housing finance.
- Worked with more than 100 financial institutions, including partners in microfinance, insurance, mortgage refinancing and housing finance associations.
- Catalyzed US$161.4 million in new business for firms serving the low-income segment.
- Partnered with more than 250 local and multinational companies to test and scale new products and services.
- Supported over 58,000 masons and artisans in improving their skills and gaining certifications by helping technical and vocational institutions make market-informed updates to their curricula and programs.
Our leadership team
Jacqueline Innocent
Senior Vice President – Integrated Programs
Roland Pearson
Vice President & Executive Director – Terwilliger Center
Jennifer Oomen
Senior Director – Technical Excellence
Naeem Razwani
Senior Director – Housing Finance Systems & Impact Investments
Scott Merrill
Senior Director – Regional Operations
Jane Otima
Director – Organizational Effectiveness
Michelle Sieff
Director – Market Influence
Jitendra Balani
Director – Housing Finance Program Design
Melva Flores
Country Director – Mexico
Sabha Khawaja
Regional Director – Southeast Asia
Masua Matua
Regional Director – Africa
Patrick McAllister
Director – Housing Finance Policy and Regulation
Anoop Nambiar
Country Director – India
Gema Stratico
Regional Director – Latin America
Sheldon Yoder
Director – Market Systems Development
Our advisory board
J. Ronald Terwilliger – Chair
Patrick Canagasingham
Ariel Cano Cuevas
Cary Evert
Marja Hoek-Smit
Laura Hemrika
Alejandro Krell
Dhaval Monani
Tom Uhlman
Interested in working with us?
Open positions: consult Habitat for Humanity’s careers page.
Consultants: Send your CV to [email protected].
