Christina thought about being a homeowner for eight years — as long as she has been renting — but the idea of being her own landlord was too daunting. “I’m a single mom of three, and I thought it would be a lot to handle.” One day while at her job, Christina was intrigued by a flyer she saw about Habitat for Humanity of St. Joseph County, Indiana’s homeownership program. A co-worker who was already in the program strongly encouraged her to apply. She did, and Christina was approved.